

Stop guessing where you stand. Discover what’s helping, what’s hurting, and the next steps to build a strong credit and business foundation.
✔️ Understand what’s impacting your credit profile
✔️ Learn if you’re truly funding-ready
✔️ Get clear next steps — no confusion
✔️ Avoid common mistakes that delay approvals
✔️ Built for individuals & entrepreneurs


Hi, I’m Shaniquea Kent, founder of BB&K Chosen Legacy, and I’m so glad you’re here. I help everyday people repair their credit, unlock funding, and build a legacy of financial stability and wealth — even if they’re starting from scratch.
I didn’t get into credit repair just to fix numbers on a report.
I got into this work because I’ve seen firsthand how bad credit can delay dreams, from homeownership to business ownership to generational wealth. And I also know how powerful it feels when someone finally understands the system and uses it to their advantage.
That’s where I come in. I don't believe in quick fixes or empty promises. I believe in proven systems, consistency, and empowerment. My clients don't just get results, they gain knowledge to protect their credit for life. This is more than a service. This is partnership in your financial future.
Your breakthrough starts today. Start the process and BOOK a FREE consultation. Watch how fast your life changes.
A structured process to help you:
Review and identify inaccuracies on your credit reports
Prepare dispute documentation
Organize your personal information cleanup
Track bureau responses inside your client portal
Step-by-step support to professionally set up and strengthen your business foundation:
LLC setup guidance
EIN + business bank readiness
Operating agreement templates
Compliance checklist (address, phone, website, email)
Vendor setup guidance for early business credit building
Position your business to become fundable and ready for approvals:
Fundability checklist
Business credit profile setup support
Documentation review
Pre-funding score & structure analysis
Lender readiness roadmap
Client

"I can't believe how fast things changed, Within a few weeks, Shaniquea helped me remove late payments that had been holding my score down for years. My score increased and I finally feel in control again!"
Genuine Customer

" I signed up just hopoing to fix my credit, but I ended up building my LLC and getting my business structured properly. Thank you, Shan!"
Genuine Customer

"I was able to purchase my first home after fixing my credit with ChosenIQ Finance. This was a life changing experience."
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